Finding Ways to Invest More

If you’re like many of us, you’re looking for ways to save a little more to retirement. Often though, you don’t know where extra money would come from. Actually, you may have several options.

Knowing where to look

There are lots of everyday ways to find a few extra dollars to contribute to your retirement. Here are a few to consider:

  • Pack your lunch – When you create economical meal options, you could save money compared to dining out every day.
  • Let a new car purchase stall – Imagine how much more you could contribute if you don’t have a car payment.
  • Buy and sell used on the Internet – If it doesn’t have to be brand new, websites like Craigslist can be a real money-saver.
  • Stop paying for what you don’t use – Save money by reducing talk-time and data use, or removing premium movie channels you rarely watch.
  • Carpool – You can save money on gas and reduce wear-and-tear on your car.
  • Avoid late fees – Pay bills on time. Consider using a bank’s automatic bill-paying service to help.
  • Save on credit card finance charges – You can save a lot if you can afford to pay the full balance every month.
  • Take advantage of employee discount programs – Some employers offer discounts on mobile phone service, airfare, restaurants, gym memberships and more.

Reducing debt

By evaluating your spending habits and limiting your credit purchases, you might uncover extra money to invest in your future. Don’t let mounting debt hinder your ability to invest for retirement. Non-profit services, like Consumer Credit Counseling*, can help you get your debt under control.

Get the help you need

Talk with one of our Retirement Specialists about ways to find more money to invest in your retirement.

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